Maintaining your Quality of Life
Retirement planning is one of our core services. You might be retired for 30 years, and it is important you get it right! Planning for your retirement should start as soon as you can, and should be reviewed regularly to make sure your income from all sources in retirement matches your needs. A Pension is simply a tax efficient way of building up a lump sum, which can then be used as a means of providing you with a regular income for life upon retirement.
As you go through the various life stages, your attitude to risk will evolve and as you near retirement you need to protect whatever you have managed to accumulate. Regulation changes all the time and you need to make sure you take advantage of every opportunity to maximise the returns on your retirement funds. Our reviews will make sure you stay on track.
How we can help
A Pension plan is one of the most important decisions of your life and independent financial advice is crucial. Pension plans are now regarded as more flexible than in the past and individuals can benefit from far greater control.
For most people, a pension arrangement such as a Personal Pension Plan or an Occupational Pension Scheme provided by an employer will be the way to achieve their pension goals. A pension plan requires action as soon as possible, so start now and if you have already started, take the opportunity to have a closer look at your existing arrangements to make sure you are on track.
We analyse pension plans available in terms of investment performance, flexibility of contract design, administration changes, and the providers’ financial strength and pedigree ensuring you have the most suitable contract available. We can assist you to consider fully the most appropriate level of contributions that you should be making to provide for a secure retirement, and our ongoing servicing philosophy means you are continually kept up to date of any developments in the pensions market.
If you'd like to make an initial free no-obligation appointment to establish or review your plans, you can contact us by email or by calling the office on 0141 4572 1340.