What stage of life are you?
We appreciate as you move through different stages during your life that your requirements change. With this in mind, we move with you and we make sure we keep in touch with your requirements by having regular reviews. This allows our team to ensure the advice you receive and the products and services you require are appropriate to where you are on lifes journey.
Our website allows you to select the stage you feel is most appropriate for where you are and provides information relating to the areas of financial advice that may be most suitable.
Happy together but kids are expensive aren’t they? This might be the time to consider life insurance and cover for illness to ensure the family still receive an income if you are ill and can’t work. Could it be time to start thinking about education and university costs for your children? Is the house getting a bit cramped – could you build an extension or possibly move house?
Have you started to consider when you can stop working? Or wondered whether you should have started your pension plan a few years ago? What about your income level when you retire? If you have a pension and ISAs – are they in good funds?
Would you like to move to a smaller house? Are your investments in the best place? Does Inheritance tax affect you and your family if you die? Will you be able to gift money to your family tax free? Am I getting my information tax efficiently?