Is it time to review or remortgage?

If you’d like to save money on your mortgage repayments, raise cash against the value of your home or change the repayment term, type or conditions of your loan, it may be time to consider remortgaging your property.

From calculating the impact of any early repayment penalties on your existing mortgage to identifying 

how much you could borrow through a remortgage valuation process, our mortgage review service will help you assess whether a remortgage is right for you.

Our personalised remortgaging advice can help you sift through the thousands of different mortgage products on offer to find the one best suited to your circumstances.

How we can help

Roughly 1 in 3 home loans in the UK are remortgages rather than loans linked to property sales. Remortgages are especially attractive to those coming to an end of an introductory fixed term interest rate, who can make significant savings by switching before being moved on to their lender’s Standard Variable Rate (SVR).

Remortgages can also help homeowners interested in releasing cash to fund home improvements, generating rental income by switching to a buy to let deal or remortgaging to release equity, particularly where a home has risen in value since you last borrowed against it.

As an independent firm, we have access to the whole market and can help you choose

 

 

a new mortgage deal from an unrestricted selection of lenders. Working up to six months before of the end of your current deal, we can organise a remortgage that’s in place exactly when you need it. We can recommend and work with solicitors, surveyors and other professionals to make the process as smooth as possible, and also help you put in place adequate mortgage protection.  

To have your options for remortgaging explained by our certified mortgage specialists at McCrea Mortgages,  why not get in touch today for a free no-obligation chat to see whether a review or remortgage might be what you are looking for.