Providing for your family
Personal protection takes many forms and there are various types of insurance, some more complex than others. We can work with you to review a range of insurances to protect you throughout your life stages with everything from Critical Illness cover* through to paying off your mortgage in the event of death. Our review service will ensure you have appropriate protection throughout your life as a client of McCrea Financial Services.
*Please note it is important to build in more time to obtain medical reports for critical illness cover because of the current situation with the coronavirus pandemic.
Considerations include how you can protect your family’s standard of living after the death of the main earner, repay your mortgage in the event that you can no longer work due to ill health or injury and plan for your family to meet any inheritance tax payment from your estate.
How we can help
Illness, job loss or death can often lead families into financial hardship. Taking a little time to assess your situation and work out a plan to protect you and your family is time well spent.
It can be difficult for people to address just how much cover they need. However, we all have to face the reality that we are mortal. Would only enough cover to protect the mortgage be sufficient? What happens about all the other monthly outgoings and would your protection run out before children leave school?
At McCrea Financial Services, we specialise in dealing with clients who are looking to protect themselves, their homes, their children and their businesses. Each area has its own importance to you and for peace of mind we can help you protect the security of your loved ones and your home against virtually any eventuality.
If you'd like to make an initial free no-obligation appointment to establish or review your plans, you can contact us by email or by calling the office on 0141 572 1340.